Frequently asked questions

Swiss Three Asset Management is an independent Swiss asset management boutique with personal client care. Our team has many years of experience in asset management.

We offer investment strategies made up exclusively of funds that rank among the best in their category. Our aim is attractive returns with the lowest possible volatility.

We make extensive strategic use of absolute return funds and select every fund in a multi-stage review process. The aim is to limit volatility and losses in weak market phases compared with standard offerings.

Our clients are private individuals as well as small and medium-sized companies. We also advise entrepreneurial families and corporate groups.

First we hold a detailed personal conversation to learn about your expectations and goals. Together we determine the right investment strategy. We prepare the administrative formalities for you.

There is no minimum term, and the asset management mandate can be terminated daily. Your capital remains in your own custody account at the custodian bank. Redemption of individual funds may be subject to notice periods.

We work exclusively with selected custodian banks in Switzerland that have a good credit standing and an impeccable reputation. Your assets are held in an account in your name. We can make investment decisions but cannot initiate payments or withdrawals. The custodian banks are supervised by FINMA.

We do not follow a benchmark but pursue absolute return targets. This is meant to limit losses in weak market phases while participating in good ones. We invest in funds from selected areas with an absolute return focus.

Depending on strategy and base currency, 7 to 11% per year: conservative 7 to 9%, balanced 8 to 10%, growth 9 to 11%, in each case before deduction of wealth management fees, custody fees and transaction fees. Past performance is not a guarantee and is not indicative of future investment results.

As a rule, around 20 to 30 funds.

We aim to use currency-hedged share classes.

We start from external databases such as Morningstar and recommendations from our network. Every fund goes through a qualitative, quantitative and organisational analysis.

We keep portfolio turnover as low as possible.

We are independent and free of conflicts of interest. We also invest in the assets we recommend ourselves.

The minimum investment is generally CHF 500,000, depending on the complexity of the account.

There is a management fee of 1% per year on the invested capital and a performance fee of 5% of the return achieved. Custody and transaction fees charged by the custodian bank are added.

Private individuals need, among other things, a passport, a CV and proof of residence. Companies need, among other things, a commercial register extract and their articles of association.

Depending on complexity, 2 to 4 weeks after the documents have been submitted.

With selected custodian banks in Switzerland that have a good to very good credit standing, namely Vontobel, BIL, CBH Bank, Swissquote and Bank Zweiplus.