Swiss Three Asset Management specialises in developing and managing investment solutions for their clients. Our investment solutions are characterised by their attractive returns and low volatility. We have a team of experts with many years of experience in asset management.
*Target returns before deduction of wealth management fees, custody fees and transaction fees. Past performance is not a guarantee and is not indicative of future investment results.
If you are unsure if your current portfolio is well positioned, or if you would like higher returns, we would be happy to check your current situation without obligation. All we need for this is a securities account statement and your wishes in a short telephone call. Please use the form below for a quick portfolio analysis.
As an independent asset manager, we are not tied to a specific bank and are therefore free in our choice of which bank to use.
We support you in the selection of the custodian bank and provide you with an overview of the services and conditions of the individual banks.
Bank-independent asset management is regulated by a contractual relationship between the customer, the custodian bank and the asset manager. The customer’s assets and securities are held by a secure custodian bank in the customer’s name. The asset manager manages the client’s portfolio by means of a power of attorney which only allows investment decisions, but not payments or withdrawals. The management is done based on the contractually agreed strategy.
The management fees are often just a few percentage points. A mandate of less than 1 million euros is therefore uneconomical and leaves no room for individual customer support. A further advantage of asset managers is their access to financial products which are usually reserved. In addition, good asset managers have many years of experience and can identify attractive investments by thorough analysis. In addition, they often receive discounts from banks and pass these onto their customers.
The asset manager is remunerated with a percentage management fee based on the capital of their clients. This amounts to between 1% and 2% p.a. of the investment capital. In addition, there is often a performance fee of 10% to 20% of the returns generated.
1% to 2% p.a. measured on the investment capital
To the amount of 10% to 20% of the returns generated
Trust in our investment strategies which have proven themselves over decades and which ensure sustainable profits instead of chasing after short-term expected returns that more often than not do not materialise.
How can the available capital be invested?
As property exists already and accounts for 50% of the total capital, 0.5 million CHF can be invested by the investor in stocks that suit their personal taste and which may promise high profits in a few years time. 2 million CHF can be invested in a combination of different funds. With a target return of 200,000 CHF which, after the deduction of tax, can already provide for the living costs.
We are happy to try to resolve your questions here. If you cannot find a suitable answer to your specific question, contact us – we will be happy to help you without any obligation.
We do not invest in a benchmark-oriented way, like most standard providers, but pursue absolute return targets. This protects our customers’ assets from losses in bad market conditions and participates when times are good. This is an asymmetrical investment profile compared to the classic standard profiles. We only invest in funds in selected investment areas what are absolutely return-oriented.
Conservative, with a target return of 7% to 9% per year from 3 to 5 years.
Balanced, with a target return of 8% to 10% per year from 3 to 5 years.
Growth, with a target return of 9% to 11% per year from 3 to 5 years.
Our investment portfolios usually consist of around 20 to 30 best-in-class funds.
We always aim to invest in the respective currency hedged share class.
When selecting the funds, we use external databases such as Morningstar on the one hand, on the other funds are presented to us by our network.
Our goal is to keep portfolio turnover as low as possible.